I'm getting pretty good at saving up for the more expensive (say $100+) purchases, but boy the little amounts add up quickly..
I just added up the unbudgeted expenses I know we have coming up next month. It's mainly $10 here, $20 there (mostly for homeschooling activities), but all up there's $100 that's just not budgeted for.
No wonder I'm having trouble balancing the budget!
I've made a list of the amounts I know about, worked out where I can cut to get the money and stuck the list to the fridge to remind me to not spend anything other than that!
6 comments:
I completely get it, sometimes I have the same problem. This month I have an exceptional 40 € left which I didn't plan to have left. That was a nice surprise :)
I find exactly the same hing. We are trying to live our of envelopes at the moment. We work out our budget and have a seperateenvelope for each expense (e.g. petrol, groceries, fun etc). I end up raiding envelopes all the time so i may as well not budget!
I wish I could be as disciplined as you are with this Kerrie :P
Budgeting is one of my weakest points apart from resisting sugar-laden food.
Just wanted to also thank you again for suggesting the Jackie French books...we're really liking the few we managed to find at the library :)
Well done Meyser!
LittleEcoFootprints - I end up doing that with envelopes all the time too.
Suji - if I was disciplined about it, I wouldn't keep having the same problem :) Glad you're enjoying Jackie French - which ones are you reading?
Hi Kez, just wanted to let you know that I havent vanished off the face of the earth and have been reading your blog - Im still taking some me time but wanted to let you know you are in my thoughts xx Linda aka Miserly Mum now Thrifty Mum).
Thanks Linda - hope things are going well with you.
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