Sunday, November 12, 2006

Time to get serious again

We've just been coasting along financially lately, not really getting into more debt, but not really getting too much ahead with paying it off either. So plan of attack:

* redo the budget for the latest interest rate rise
* update price book with Aldi prices
* stop frittering little bits of money away - it's "only" $2 here, $2 there but it adds up
- start taking snacks again when we go out rather than buying,
- empty purse of money each day - only take what we will need for the day,
- go back to recording what we're spending

I only have one more week of teaching - when that's over I will have reduced income, but it will also give me more time to be organised and is the major cause of the little extras - buying a can of coke and/or packet of chips, tea on the nights I work etc.

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