A very quick update before I fall asleep! I forced myself to sit down and get my bank account balanced today (I use M/S Money) - I haven't done it in about 2 months :( I'm usually religious in keeping it up-to-date but having the tax money go in there gave me a very healthy buffer, and I got slack about doing it. It meant Billy ran riot while I was concentrating on that (or at least that's how the house looks!) but it's done! I also redid my budget to reflect the change in lifestyle - no more preschool (in 3 weeks) and me really not working. My challenge now is to start logging all expenses again. I did it for years and then got out of the habit - it's been very difficult to start again.
We're about to get a storm here - I just lost my wireless network connection when the power flickered, so I'm off to give it a reboot, hopefully post this and go to bed.